Businesses need insurance – it’s a given, right? A total no-brainer. But some businesses, especially those that are just starting out, skimp on insurance to keep their overheads down. This might save a couple of hundred bucks every month, but if equipment breaks down or is stolen then business owners suddenly have to find a couple of thousand bucks to replace or repair it. Sometimes owners insure the contents of their office and any products or goods that they have in stock, but they forget to insure their cars. Personal cars for business use It often doesn’t occur to small business owners to ensure their personal vehicles for business purposes. They don’t realize that their insurance won’t cover any goods damaged if they happen to be involved in a collision. Insurance also won’t cover goods stolen from a car or goods that are stolen with a car. In fact, you