Businesses need insurance – it’s a given, right? A total no-brainer. But some businesses, especially those that are just starting out, skimp on insurance to keep their overheads down. This might save a couple of hundred bucks every month, but if equipment breaks down or is stolen then business owners suddenly have to find a couple of thousand bucks to replace or repair it. Sometimes owners insure the contents of their office and any products or goods that they have in stock, but they forget to insure their cars. Personal cars for business use It often doesn’t occur to small business owners to ensure their personal vehicles for business purposes. They don’t realize that their insurance won’t cover any goods damaged if they happen to be involved in a collision. Insurance also won’t cover goods stolen from a car or goods that are stolen with a car. In fact, you Read Full Story….
While there are many different types of life insurance, you may be looking for no-test life insurance. Although there are certain types of insurance policies that do require physical tests, here are those insurance policies which do not. Nowadays, there are some people who refrain from purchasing insurance because they prefer not to take any physical tests. Because most insurance companies feel strongly that life insurance is important for everyone, they have made it easier for you to purchase no-test life insurance. Some of the types of life insurance companies that offer this advantage include those that offer term life insurance. While no physical test is required, the cost of a life insurance policy depends on several factors, but life insurance companies are quick to point out these policies are not dependent on age, health, lifestyle, or family history. Thus, you are rated according to the answers you give to Read Full Story….